Arkansas Insurance Adjuster Practice Exam 2025 – Comprehensive All-in-One Guide to Exam Success

Question: 1 / 400

To curb the risk of an auto accident, Francis adds _____________ to his BAP.

Collision Coverage

Comprehensive Coverage

Medical Payments/PIP endorsement

Francis adds the Medical Payments/PIP endorsement to his BAP to curb the risk of an auto accident. This coverage provides protection for medical expenses and lost wages for both the insured driver and their passengers, regardless of who was at fault for the accident. All of the other options, such as Collision Coverage, Comprehensive Coverage, and Liability Coverage, only provide protection for specific types of damages or injuries and may not fully cover all expenses in the event of an accident. Therefore, they are not as effective at mitigating the risk of an auto accident as the Medical Payments/PIP endorsement.

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Liability Coverage

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