Arkansas Insurance Adjuster Practice Exam 2025 – Comprehensive All-in-One Guide to Exam Success

Question: 1 / 400

In a Commercial Crime policy, who is defined as a messenger?

Someone with custody of property inside the premises

Only hired persons for indoor custody

Someone with property custody outside the premises

In a Commercial Crime policy, a messenger is defined as a person who has custody of property outside of the premises. This means that they are responsible for the transportation of property to another location. Option A is incorrect because it is not limited to people inside the premises, while option B is too narrow as it only includes hired individuals. Option D is also incorrect because it does not specify that the property must be transported to another location. It is important to specify exactly who is considered a messenger in a Commercial Crime policy, to ensure the proper coverage for any potential losses.

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Hired for transporting property to another location

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