Arkansas Insurance Adjuster Practice Exam 2025 – Comprehensive All-in-One Guide to Exam Success

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Question: 1 / 400

A dwelling policy would NOT be appropriate for:

a motorhome owned by an individual.

A dwelling policy is designed for individuals who own and occupy residential properties, such as single-family homes, duplexes, or four-plexes. This type of insurance is not meant to provide coverage for vehicles, such as a motorhome owned by an individual. Therefore, option A is not a suitable coverage option and would be incorrect. Options B, C, and D are all types of residential properties that could potentially be covered under a dwelling policy. However, a single-family home that is wholly rented out may require a different type of insurance, such as a landlord or rental property policy, to properly address the unique risks associated with rental properties. Thus, option D could also be considered incorrect in certain situations.

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a duplex owned by an individual.

a four-plex owned by a corporation.

a single-family home wholly rented out.

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