Prepare for the Arkansas Insurance Adjuster Exam with flashcards and multiple choice questions, each offering hints and explanations. Equip yourself for your test confidently!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.


A large corporation can insure a small hunting cabin in the woods against property damage with a:

  1. Standard Fire Policy.

  2. Commercial liability policy.

  3. Homeowners policy.

  4. Dwelling policy.

The correct answer is: Dwelling policy.

A Dwelling policy would be the most suitable option for insuring a small hunting cabin in the woods against property damage. This type of policy is specifically designed to cover small, secondary residences like cabins and cottages. On the other hand, a Standard Fire Policy would only cover damage caused by fires, while a Commercial liability policy is meant for businesses and may not provide adequate coverage for a personal cabin. A Homeowners policy would typically not cover a secondary residence in a remote location. Therefore, a Dwelling policy would offer the most comprehensive coverage for a small hunting cabin in the woods.