Arkansas Insurance Adjuster Practice Exam

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All of the following are typical exclusions in an insurance policy, EXCEPT:

  1. flooding

  2. explosion

  3. earthquakes

  4. nuclear hazards

The correct answer is: explosion

The other options are incorrect because flooding, earthquakes, and nuclear hazards are all common exclusions found in insurance policies. However, explosion is typically not excluded and is often covered under a comprehensive insurance policy. It is important to carefully review the exclusions of an insurance policy to understand what types of events or damages may not be covered.

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