Arkansas Insurance Adjuster Practice Exam

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Prepare for the Arkansas Insurance Adjuster Exam with flashcards and multiple choice questions, each offering hints and explanations. Equip yourself for your test confidently!

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An Arkansas auto insurer must offer which options to every policyholder, allowing them to choose to exclude either one or both?

Towing; Labor
Liability; Uninsured Motorist
Comprehensive; Personal Injury Protection
Uninsured Motorist; Personal Injury Protection

The correct answer is: Uninsured Motorist; Personal Injury Protection

Arkansas auto insurers must offer uninsured motorist and personal injury protection options to every policyholder, allowing them to choose to exclude either one or both. This means that the other options listed, such as towing, labor, liability, and comprehensive, are not required to be offered to every policyholder and cannot be excluded according to Arkansas state laws. Therefore, option D is the most accurate answer.