Arkansas Insurance Adjuster Practice Exam

An insurance adjuster is obliged to inform claimants of their rights under the insurance contract in which of the following situations?

1. Claims involving traumatized claimants

2. Every claim the adjuster handles

3. Claims involving elderly claimants

4. Third-party claims

The correct answer is: Every claim the adjuster handles

An insurance adjuster is responsible for informing claimants of their rights under the insurance contract in every claim they handle. This is because it is part of their job to ensure that the claimant is aware of their rights and receives the appropriate compensation according to their insurance policy. Option A and C are incorrect because the mention of traumatized and elderly claimants does not necessarily mean they should be informed of their rights, as this could apply to any claimant. Option D is also incorrect because third-party claims may involve situations where the claimant is not entitled to any benefits under the insurance policy and thus may not need to be informed of their rights. Therefore, the most appropriate and accurate answer is option B.