Arkansas Insurance Adjuster Practice Exam

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Prepare for the Arkansas Insurance Adjuster Exam with flashcards and multiple choice questions, each offering hints and explanations. Equip yourself for your test confidently!

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Bobby is adjusting a complicated auto claim. Which of the following is TRUE?

Bobby can contact the policyholder's caretaker for clarification due to the policyholder's age and memory issues.
Bobby must advise the third-party claimant to hire an attorney due to a disagreement on fault.
Bobby must advise the policyholder to hire an attorney because of a fault disagreement.
Bobby needs permission from the claimant before interviewing a witness.

The correct answer is: Bobby can contact the policyholder's caretaker for clarification due to the policyholder's age and memory issues.

B This option is incorrect because there is no mention of a third-party claimant in the question. The question only refers to a "complicated auto claim" which suggests that the policyholder is responsible for the accident. C: This option is incorrect because there is no indication that a fault disagreement exists. Therefore, advising the policyholder to hire an attorney would be premature. D: This option is incorrect because it goes against standard claim handling procedure. Claim adjusters have the authority to interview witnesses without permission from the claimant.