Arkansas Insurance Adjuster Practice Exam

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Prepare for the Arkansas Insurance Adjuster Exam with flashcards and multiple choice questions, each offering hints and explanations. Equip yourself for your test confidently!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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Mental anguish would be an example of:

general damages.
special damages.
punitive damages.
tangible damages.

The correct answer is: punitive damages.

Mental anguish, which refers to emotional distress or psychological suffering, is typically considered a form of punitive damages in a legal context. These damages are meant to punish the defendant for their wrongdoing and serve as a deterrent for future similar behavior, rather than compensating for a specific monetary loss or tangible harm. General damages (choice A) are awarded for non-monetary losses such as pain and suffering, while special damages (choice B) are meant to cover specific monetary expenses resulting from the defendant's actions. Tangible damages (choice D) are awarded for physical losses or damages that have a clear monetary value, such as medical bills or property damage. Since mental anguish does not have a clear monetary value and is instead meant to punish the defendant, it is not considered tangible damages.