Arkansas Insurance Adjuster Practice Exam

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Prepare for the Arkansas Insurance Adjuster Exam with flashcards and multiple choice questions, each offering hints and explanations. Equip yourself for your test confidently!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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Rachel is filling out an application for a homeowners policy and is truthfully answering questions about her home. What is she providing?

factual misrepresentations
warranties
binders
representations

The correct answer is: representations

Rachel is providing representations, which are statements made by an individual that are believed to be true and are based on factual information. This is different from factual misrepresentations, which are false statements made intentionally in order to deceive. Warranties and binders are not related to filling out a homeowners policy application. Warranties are promises made by the seller of a product or service about the quality or performance of that product or service, and binders are temporary insurance contracts that provide immediate coverage until a formal policy is issued.