Arkansas Insurance Adjuster Practice Exam

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Prepare for the Arkansas Insurance Adjuster Exam with flashcards and multiple choice questions, each offering hints and explanations. Equip yourself for your test confidently!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

To curb the risk of an auto accident, Francis adds _____________ to his BAP.

Collision Coverage
Comprehensive Coverage
Medical Payments/PIP endorsement
Liability Coverage

The correct answer is: Medical Payments/PIP endorsement

Francis adds the Medical Payments/PIP endorsement to his BAP to curb the risk of an auto accident. This coverage provides protection for medical expenses and lost wages for both the insured driver and their passengers, regardless of who was at fault for the accident. All of the other options, such as Collision Coverage, Comprehensive Coverage, and Liability Coverage, only provide protection for specific types of damages or injuries and may not fully cover all expenses in the event of an accident. Therefore, they are not as effective at mitigating the risk of an auto accident as the Medical Payments/PIP endorsement.