Arkansas Insurance Adjuster Practice Exam

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Under a DP-2 Broad Form, which of the following would be covered under the peril of Theft?

  1. A stolen vehicle

  2. Stolen cash

  3. Stolen electronics

  4. Broken windows caused by a burglar breaking in

The correct answer is: Broken windows caused by a burglar breaking in

Under a DP-2 Broad Form, only the damage directly caused by the peril of theft would be covered. A stolen vehicle or stolen cash would not be covered, as they would fall under a separate insurance category. Stolen electronics would also not be covered as they would not be considered part of the property insured under a DP-2 Broad Form. Broken windows caused by a burglar breaking in, however, would be covered as they are a direct result of the peril of theft.

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