Arkansas Insurance Adjuster Practice Exam

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Prepare for the Arkansas Insurance Adjuster Exam with flashcards and multiple choice questions, each offering hints and explanations. Equip yourself for your test confidently!

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What BEST describes the 'Follow Form' in excess liability coverage?

Excess liability insurance that 'follows' the base insurance policy to the letter
Insurance coverage written on the Standard Liability Insurance Form by NAIC
Excess liability insurance covering more risks than the base policy
Excess liability insurance that 'follows' the base policy, but includes its own limitations and exclusions

The correct answer is: Excess liability insurance that 'follows' the base insurance policy to the letter

'Follow Form' in excess liability coverage refers to a type of insurance that provides additional coverage beyond the base policy. Option B is incorrect because it refers to a particular insurance form and not the concept of 'follow form'. Option C is incorrect because it mentions coverage of more risks, but doesn't specify what kind of risks. Option D is incorrect because it mentions limitations and exclusions which are not relevant to the definition of 'follow form'. Therefore, option A is the best answer as it accurately describes the concept of 'follow form' in excess liability coverage.