Arkansas Insurance Adjuster Practice Exam

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Prepare for the Arkansas Insurance Adjuster Exam with flashcards and multiple choice questions, each offering hints and explanations. Equip yourself for your test confidently!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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What ethical challenge is Patricia susceptible to, considering her primary goal is her employer's financial benefit?

Bias against the insured
Negligence
Bias for the insurer
Conflict of interest

The correct answer is: Bias for the insurer

Patricia's primary goal is her employer's financial benefit, which means she may have a bias for the insurer. This means that she might prioritize her employer's interests over those of the insured individuals. This could create a conflict of interest for Patricia as she may be tempted to make decisions that benefit her employer, even if they are not in the best interest of the insured individuals. Option A and B are unsuitable as they refer to specific actions which may not necessarily arise due to Patricia's primary goal. Option D is a close contender, but it does not address the specific ethical challenge that could arise from Patricia's bias for the insurer.