Arkansas Insurance Adjuster Practice Exam

Disable ads (and more) with a membership for a one time $2.99 payment

Prepare for the Arkansas Insurance Adjuster Exam with flashcards and multiple choice questions, each offering hints and explanations. Equip yourself for your test confidently!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

What has Emma committed by claiming her stolen art pieces were originals when they were not?

Hard fraud
Concealment
Tortfeasor
Soft fraud

The correct answer is: Soft fraud

Emma has committed soft fraud by claiming her stolen art pieces were originals when they were not. This is because soft fraud involves lying or misrepresenting information in order to obtain something of value, which is what Emma did by trying to pass off her stolen pieces as originals. This differs from hard fraud, which involves more serious, premeditated and deliberate acts of fraud such as organized crime or falsifying documents. Concealment is also incorrect because it refers to hiding or suppressing information, rather than actively misrepresenting it. Finally, tortfeasor is incorrect as it refers to a person who commits a tort or wrongful act in which they are responsible for causing injury or damages to another person.