Arkansas Insurance Adjuster Practice Exam

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Which automobile component is NOT covered by a Mechanical Breakdown Insurance policy?

  1. Tires

  2. Steering assembly

  3. Engine

  4. Drive train

The correct answer is: Tires

A Mechanical Breakdown Insurance policy provides coverage for potential mechanical failures in your vehicle, including your engine, steering assembly, and drive train. This coverage is not extended to your tires, as they are more likely to experience wear and tear or be damaged by road hazards, rather than experience a mechanical issue. While all automobile components are important, tires do not fall under the scope of this type of insurance.

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