Arkansas Insurance Adjuster Practice Exam

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Prepare for the Arkansas Insurance Adjuster Exam with flashcards and multiple choice questions, each offering hints and explanations. Equip yourself for your test confidently!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

Which condition in their commercial property policy could help Honey's Bakery cover the cost of damage from a gas explosion caused by an employee?

Legal Action Against the Insurer
Other Insurance
Control of Property
Non-Owner Condition

The correct answer is: Control of Property

The Control of Property condition in a commercial property policy allows the insured (in this case, Honey's Bakery) to cover the cost of physical damage to their own property caused by an employee. Option A, Legal Action Against the Insurer, would be used if Honey's Bakery wanted to sue their insurer for not providing proper coverage. Option B, Other Insurance, would apply if Honey's Bakery had another insurance policy that could also cover the damage. Option D, Non-Owner Condition, would apply if the damage was caused by a third party who is not an employee of Honey's Bakery.