Arkansas Insurance Adjuster Practice Exam

Which coverage extension of the Builder's Risk Coverage Form would cover the scaffolding in a construction incident?

1. Scaffolding, Construction Forms, and Temporary Structures

2. Debris Removal

3. Soft Costs

4. Builder’s Risk Basic Coverage

The correct answer is: Scaffolding, Construction Forms, and Temporary Structures

The Builder's Risk Coverage Form protects against losses to buildings and structures that are under construction, renovation, or repair. The Scaffolding, Construction Forms, and Temporary Structures coverage extension specifically covers losses to scaffolding and other temporary structures used during construction. Option B, Debris Removal, covers the cost to remove debris from a covered loss, but it does not specifically cover damage to scaffolding. Option C, Soft Costs, covers additional expenses incurred during construction, but it also does not specifically cover scaffolding. Finally, Option D, Builder's Risk Basic Coverage, is the base coverage form and does not include any specific coverage for scaffolding. Therefore, Option A is the only correct answer as it specifically includes coverage for scaffolding.