Arkansas Insurance Adjuster Practice Exam

Which insurance package covers a variety of hospital-related expenses?

1. Hospitalization Expense insurance

2. Hospital Indemnity insurance

3. Surgical Expense insurance

4. Accident insurance

The correct answer is: Hospitalization Expense insurance

Hospitalization Expense insurance covers a variety of hospital-related expenses, such as room and board, surgery, and other medical services. Hospital Indemnity insurance only provides a fixed daily cash benefit for each day spent in a hospital, while Surgical Expense insurance only covers the cost of surgical procedures. Accident insurance only covers injuries resulting from accidents, not necessarily hospital-related expenses. Therefore, out of the options given, Hospitalization Expense insurance is the most comprehensive in terms of covering various hospital-related expenses.