Arkansas Insurance Adjuster Practice Exam

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Prepare for the Arkansas Insurance Adjuster Exam with flashcards and multiple choice questions, each offering hints and explanations. Equip yourself for your test confidently!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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Which is TRUE for Logan who enjoys flying a small plane on weekends alone?

No need for liability insurance
Should buy Bodily Injury Excluding Passengers and Property Damage Liability
Required to purchase Passenger Bodily Injury liability insurance
Can't get a single limit liability policy without Passenger Bodily Injury liability

The correct answer is: Should buy Bodily Injury Excluding Passengers and Property Damage Liability

Logan should buy Bodily Injury Excluding Passengers and Property Damage Liability insurance. The other options are incorrect because Option A is incorrect because even if Logan flies alone, unexpected situations can happen which may cause property damage or bodily injury to someone else, resulting in him/her being held liable. Option C is incorrect because Logan may sometimes carry passengers in his plane and if an accident happens during that time, he would not have the necessary insurance to cover their medical expenses. Option D is incorrect because Logan can still purchase a single limit liability policy without Passenger Bodily Injury liability, but it is recommended to have this coverage in case he carries passengers.