Arkansas Insurance Adjuster Practice Exam

Which item would NOT belong in an adjuster's initial report on a claim?

1. A list of all known circumstances surrounding the claim

2. The date that the adjuster first contacts the claimant

3. The final settlement amount

4. A detailed list of the damages being claimed

The correct answer is: The final settlement amount

A list of all known circumstances surrounding the claim would belong in an adjuster's initial report as it sets the foundation for the claim and provides necessary context. The date of first contact with the claimant is also important information to include in an initial report. A detailed list of damages being claimed is crucial in determining the severity of the claim and what compensation may be needed. However, the final settlement amount should not be included in the initial report as it is typically determined and agreed upon later in the claims process after thorough investigation and assessment.