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Which of the following is EXCLUDED from liability coverage in a BOP?

  1. product recall

  2. pollutants

  3. injury caused by medical services

  4. property damage to premises rented by the insured

The correct answer is: property damage to premises rented by the insured

Property damage to premises rented by the insured is excluded from liability coverage in a BOP. This means that if the insured causes damage to a property they rent, they will not be covered for any liability or damages. Option A, product recall, is typically covered under a BOP as it is a liability issue related to the products the insured sells. Option B, pollutants, is also typically covered under a BOP, but some specific types of pollutants may be excluded. Option C, injury caused by medical services, is typically covered under a BOP as it is a liability issue related to the services provided by the insured. Therefore, D is the only option that is excluded from liability coverage in a BOP.