Arkansas Insurance Adjuster Practice Exam

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Which of the following is a feature typically found in a Business Owners Policy?

  1. Inflation Guard for buildings and structures

  2. Malpractice coverage

  3. Professional Liability coverage

  4. Coverage for company-owned vehicles

The correct answer is: Inflation Guard for buildings and structures

A Business Owners Policy typically includes a feature known as Inflation Guard for buildings and structures, which automatically adjusts the coverage limit for these assets to keep up with inflation. Malpractice coverage, professional liability coverage, and coverage for company-owned vehicles are not typically found in a Business Owners Policy. These types of coverage may be included in other types of insurance policies, such as a Professional Liability policy or a Commercial Auto policy.

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