Arkansas Insurance Adjuster Practice Exam

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Prepare for the Arkansas Insurance Adjuster Exam with flashcards and multiple choice questions, each offering hints and explanations. Equip yourself for your test confidently!

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Practice this question and more.

Which of the following is similar to a Business Auto Policy, but adds several policy provisions and protections specific to the trucking industry?

Garagekeepers policy
Excess Liability insurance
Trip Transit policy
Truckers policy

The correct answer is: Truckers policy

A Truckers policy is the most appropriate choice because it is designed specifically for the trucking industry. It includes policy provisions and protections that are tailored to meet the unique needs and risks of commercial trucking. Garagekeepers policy only covers liability for damages to customers' vehicles while in the insured's care, custody, or control. Excess Liability insurance provides additional liability coverage beyond the limits of a primary policy. Trip Transit policy covers goods or merchandise while it is being shipped by a commercial carrier, but it does not cover the truck or the trucking company. These options do not offer the comprehensive coverage and specific provisions that a Business Auto Policy could provide for the trucking industry.