Arkansas Insurance Adjuster Practice Exam

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Prepare for the Arkansas Insurance Adjuster Exam with flashcards and multiple choice questions, each offering hints and explanations. Equip yourself for your test confidently!

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Which of the following is FALSE regarding Allen, an adjuster for Insurer B?

Insurer B is bound by Allen's words or decisions that he makes while on the job.
Allen is an agent of Insurer B.
Insurer B has given Allen express authority to perform on its behalf.
Allen is a salaried employee who only sells Insurer B's products.

The correct answer is: Allen is a salaried employee who only sells Insurer B's products.

Allen is not a salaried employee who only sells Insurer B's products because he is an adjuster, not a salesperson. He is responsible for investigating and evaluating insurance claims, not selling insurance products. A is incorrect because despite not being a salaried employee, Insurer B is still bound by Allen's actions while he is working for them. B is incorrect because Allen is an adjuster, not an agent. C is incorrect because while Insurer B has granted Allen authority to perform certain duties on their behalf, they have not given him express authority as he is not their agent.