Arkansas Insurance Adjuster Practice Exam

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Prepare for the Arkansas Insurance Adjuster Exam with flashcards and multiple choice questions, each offering hints and explanations. Equip yourself for your test confidently!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

Which of the following losses may be covered by Mechanical Breakdown Insurance?

Harry's power steering system failed at 55,000 miles
Someone put sugar in Selma's gas tank
Tina's clutch failed at 100,000 miles
Elliot's windshield wipers cracked shortly after purchase

The correct answer is: Harry's power steering system failed at 55,000 miles

Mechanical Breakdown Insurance is typically used to cover unexpected repairs or failures that are not caused by regular wear and tear. This excludes options B, C, and D, as they involve deliberate or expected damages to the vehicle. Option A, on the other hand, is a common issue that could happen to any vehicle at any time. It is also not something that can be predicted or prevented, making it a perfect scenario for Mechanical Breakdown Insurance coverage.