Arkansas Insurance Adjuster Practice Exam

Which of the following would NOT be covered under Errors and Omissions insurance?

1. Bodily injury claim

2. Sexual harassment claim

3. Wrongful termination claim

4. Discrimination claim

The correct answer is: Bodily injury claim

Errors and Omissions insurance is designed to protect professionals and companies from the costs and damages associated with claims of negligent acts or failure to provide services as promised. It typically covers claims such as malpractice, negligence, misrepresentation, and copyright infringement. Options B, C, and D all fall under this scope and therefore would be covered under Errors and Omissions insurance. Option A, however, involves bodily injury which is not typically considered a professional error or omission and would most likely be covered under a different type of insurance such as general liability insurance.